Debt Limit: How To Increase Yours

I couldn’t help but post this great and informative piece on increasing your debt limit. Let me know if this works for you.

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Question: Does any of this sound familiar? How do you feel about it? 



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Meet Chris LoCurto


Chris has a heart for changing lives by helping people discover the life and business they really want.

Decades of personal and leadership development experience, as well as running multi-million dollar businesses, has made him an expert in life and business coaching. personality types, and communication styles.

Growing up in a small logging town near Lake Tahoe, California, Chris learned a strong work ethic at home from his full-time working mom. He began his leadership and training career in the corporate world, starting but at E'TRADE.

32 thoughts on “Debt Limit: How To Increase Yours”

  1. I love the short film. I have shared it with others and for some the quick retort will be, “It isn’t that simple.” And while I think there is some truth there, I also believe that it is that simple, when we, as a nation, are ready to solve the problem.

    Thanks, Chris!

        1. Kathy, you think if enough of us got together and did a collective “STOP IT” that Congress would do it? Sort of like a group debt-free scream. . . dream on, eh?

  2. The comical side of it just absolutely gets wiped away, when you realize how brutally true this really is. Sad. So sad.

    Bad stewardship, and yet this same mentality is still asking for more.

  3. I want to laugh AND weep every time I see this. And every time, I run through the mental list of friends who I want to chain to a screen and force to watch it over and over until they get it. *Sigh*.

  4. So all I have to do is take my kids in and I can get access to more debt? I got to find that bank, and fast! My son really loves writing his name. My daughter loves crayons. And they both love getting stuff with their name on it in the mail. It sounds like a win all around!

    OK. So I’m never going to throw my kids to the wolves like that, even if they’re wearing sheep’s clothes. Luckily we’re not in debt and we don’t plan on going back. Hopefully we’ll teach our kids the same as they grow up. Now if our country can just learn to do it.

  5. I think if more individual families got this and how scary and shocking it is, we wouldn’t be having a national debate on the subject, because everyone would see how stupid it is. There’s no way we would allow our elected officials to even think about it. As long as we live in the “everyone needs a car payment” mentality, we’re going to keep adding zeros at the end of that figure.

    1. Yep, agreed Lily. It’s our neighbors who squeal like pigs every time their WIC or SNAP or welfare payments are in danger of going away, and their well-meaning neighbors who think it’s the role of govt. to provide those things–it’s the people we work with and ride the bus with and shop with who are the ones we need to have some serious conversations with.

  6. I can’t understand why our elected officials can’t see and fix this problem. Where’s the leadership? Sometimes being a leader means you have to make tough choices. MAN UP!

  7. Laugh, cry,laugh, cry, cry, cry…Oh the injustice! I have been the next generation that gets dumped on for the last 20 years…..stop it already!

  8. I would love to see hidden camera footage of someone attempting this at multiple banks.
    Society has trained most people to think they need/deserve things in life, that they really don’t. Which in turn helps them put blinders on to/not care about the future, how it affects others, natural consequences, and the greater impact. Sad.

  9. That would be soooo hilarious, if it wasnt playing out in real life!
    And then you ask me how I feel about it?? Well, I feel like beating my head against a wall until I fall unconcious!
    Its unbelievable how stupid it all is…and the fact that grown (supposidly), mature (so they say) adults tout this as a legitimate, serious plan.

    1. Sorry to break it to you Skropp, but some “adults” act like two year olds… Imagine a two year old saying “Mine!” 🙂

  10. Melissa Kinsey

    Debt and bankruptcy have become socially acceptable. As D.R. often points out, “Can I afford it?” now translates to, “Can I keep up with the minimum payments?” How many people do you know who claim to have cut their spending to the marrow, yet everyone in the family has an iPhone?

    1. It seems like many families are ruled by “but I want to!” instead of common sense… Having rights has turned into, “I deserve to have whatever I want” Sad.

  11. One of the many reasons everyone is talking about Bitcoin. I did a post on it last month on my blog for anyone interested. It’s a fascinating technology that could change the entire financial industry.

  12. Man, that’s funny! Well acted, particularly on the part of the fellow who’s in debt. The tone was perfect because it captures the spirit of what is, to my mind, actually happening. If it had been all mean, hard-core, in-your-face factual “WE’RE SPENDING OURSELVES INTO OBLIVION,” nobody would pay attention. I think we’ve become immune and perhaps somewhat cynical about our ability to influence the decisions made at any level of government.
    A year ago I might have been filled with angst about it, as the situation is dire, meaning B-A-D. Now, I’m happy to see this kind of creativity because then maybe our NEIGHBORS, who are the real issue, might understand that the decisions they make and the values they live by have consequences.

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