I had another one of “those” conversations with a guy last night about the difference between bad debt and “ok” debt. It’s like saying a broken femur is bad, but there are times that it actually helps. Let’s see, when could that help? I guess when you have your heart-broken for the first time, and you’re crying on the curb across from your mom’s office, (Or something like that…definitely didn’t happen to me.) If someone came up to you and hit you in the thigh with a baseball bat it would definitely distract you from the other pain, so I guess I could see how it could help.
The truth is that there is no ok debt! Nowhere in the Bible did God use debt to bless someone. Instead, every time you read about it, it’s a curse…like Aspartame. Since finances are the second most discussed topic in the Bible, my belief is that somewhere around the time God was laying the foundations of the Earth, He realized what kind of mess His kids would get in with money, so He gave us a ton of info on what NOT to do. It’s sad to me that as Christians we claim to be fully devoted followers of Christ, and agree with all of His “rules”, but when it comes to the subject of debt we somehow think we’re smarter. “It’s ok God, I got this!”
Do yourself a favor, the next time you feel like rationalizing debt that you’ve been using for a long time, find someone who’s been doing it God’s way for a long time and compare net worth’s. Don’t stop there, compare contentment…happiness…oh and giving. Am I saying that their life will be void of problems? Absolutely not. But I am certain they don’t start their day off worrying about how their family is going to make it, and they don’t drop their head on the pillow at night looking forward to spending a few hours not being focused on financial problems. Give it a try, what do you have to lose other than the debt…and collection agents…and the feeling you get each time you look in the mirror? Believe me, I remember it. The issue is that you are the problem. The greatest thing is that you are also the solution! Get out there and make the change.
Still trying to rationalize?